Desert Insurance, LLC
Bar and Tavern Insurance
The Desert Insurance Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses. Serving clients in Foot Hills (Fortuna Hills), Parker, Lake Havasu, Wellton, Somerton, San Luis, Yuma and through out Arizona. Our services include Business,Commercial, Auto, Home, Life...
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Bar/Tavern Insurance

Many business opportunities are on-tap with this program, which is intended for small to medium-sized bar/tavern exposures and restaurants with alcohol sales that are 30% or more of total gross sales.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Liquor Liability

Included Coverages:

  • Assault and/or Battery Limited Liability Coverage - $25,000 Each Event/$50,000 Aggregate
  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests

 

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises